Report on a digital euro

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CSO Seminar: Exploring the potential of a digital euro

The public consultation was launched on 12 Octoberfollowing the publication of the Eurosystem report on a digital euro. These scenarios include an increased demand for electronic payments in the euro area that would require a European risk-free digital means of payment, a significant decline in the use of cash as a means of payment in the euro area, the launch of global private means of payment that might raise regulatory concerns and pose risks for financial stability and consumer protection, and a broad take-up of central bank digital currencies issued by other central banks.

report on a digital euro

A digital euro would be an electronic form of central bank money accessible to all citizens and firms — like banknotes, but in a digital form — to make their daily payments in a fast, easy and secure way.

It would complement cash, not replace it.

report on a digital euro

The Eurosystem will continue to issue cash in any case. A digital euro would combine the efficiency of a digital payment instrument with the safety of central bank money.

The protection of privacy would be a key priority, so that the digital euro can help maintain trust in payments in the digital age.

report on a digital euro

For media queries, please contact Alexandrine Bouilhettel.

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